Harold B. Scoggins, III
Shareholder
One Financial Center121 SW Morrison Street, Suite 600
Portland OR 97204
hscoggins@fwwlaw.com
503.228.6044
Practice Areas
Banking & FinancePractice Summary
Since 1991, Hal has been representing credit unions, banks, and other financial service providers on state and federal regulatory compliance matters, contract negotiation, dispute resolution, corporate governance, subsidiary operations, mergers, loan and deposit documentation, real estate, bankruptcy and collection, and other issues related to structuring and delivering financial services to consumers and businesses.
His in-depth industry knowledge and practical legal advice help financial service providers meet the challenges of today's changing regulatory environment.
Hal has extensive experience in payment systems issues, helping clients navigate Uniform Commercial Code Articles 3, 4, and 4A, the NACHA rules, and various Federal Reserve rules and circulars. Hal provides consumer and business loan and deposit account documentation and disclosures, and helps clients resolve account disputes and other operational challenges.
He is chair of the American Bar Association’s Business Section’s Credit Union Committee and is active with the ABA Consumer Financial Services Committee, and keeps up to date on potential legislation and regulations affecting financial institutions.
His in-depth industry knowledge and practical legal advice help financial service providers meet the challenges of today's changing regulatory environment.
Hal has extensive experience in payment systems issues, helping clients navigate Uniform Commercial Code Articles 3, 4, and 4A, the NACHA rules, and various Federal Reserve rules and circulars. Hal provides consumer and business loan and deposit account documentation and disclosures, and helps clients resolve account disputes and other operational challenges.
He is chair of the American Bar Association’s Business Section’s Credit Union Committee and is active with the ABA Consumer Financial Services Committee, and keeps up to date on potential legislation and regulations affecting financial institutions.
Representative Matters
Hal regularly counsels and represents clients, and provides training and written guidance on issues such as:- Consumer lending compliance
- Examination issues and regulatory enforcement actions
- Commercial lending
- Check and payment system disputes
- Vendor contract negotiation and dispute resolution
- Loan participations
- Sale or securitization of loan portfolios
- Bank Secrecy Act
- E-Commerce
- Advertising compliance
- Corporate governance
- Funds Availability
- Bankruptcy
Education
George Mason University School of Law (J.D. 1991); Research Coordinator for the American Bar Association Task Force on UCC Article 5 (Letters of Credit)Hampden-Sydney College (B.A Economics and French, 1984)
Admissions
Oregon State BarWashington State Bar
Associations
Vice Chair of the American Bar Association Business Section's Credit Union CommitteeMember of the ABA Consumer Financial Services Committee
Multnomah Bar Association
