Versatile Commercial Finance & Transaction Lawyer

From the business of banking to the law of banking, Tavo knows the finance industry from the inside out, and has a depth of understanding of the interplay of legal, business, and regulatory issues facing financial institutions. 
 
He has a rare trifecta of financial services experience: worked as a commercial lender and credit approval officer, served as in-house counsel for US Bank in the Special Assets Group, and has many years of experience as outside counsel for financial service providers of all sizes.

With such versatile experience, Tavo is able to identify his clients' pain points, walk in their shoes, and effectively protect their interests. He also handles a broad range of business transactions, including mergers and acquisitions, real estate deals, business agreements, and public and private securities offerings.
 
Tavo is a Portland native and is active in his community. He serves on several non-profit boards, including the Portland Development Commission and Portland Center Stage. He also serves as Board Chair of the Hispanic Metropolitan Chamber of Commerce, and Vice-President of the NW District Association, the neighborhood association for NW Portland.

Representative Matters

Banking and Finance  

Negotiation and documentation of complex commercial loan transactions, including a $1 billion multi-bank loan to a manufacturer, a $65 million secured loan to a beverage distributor, a $12 million loan secured by eight parcels of real property in three states, and numerous secured and unsecured loans involving technology companies, beverage distributors, assisted living facilities, and other industry concentrations. 

Extensive experience in matters involving distressed loans, including strategic advice in loan work-outs, negotiation of forbearance and settlement agreements, and documentation of restructured loans and related transactions arising out of bankruptcy.

Corporate and Securities 

Representation of issuers and underwriters in public and private securities offerings, including multiple public offerings, numerous private placements, and formation of a venture capital fund, as well as 1935 Act reporting work and Sarbanes-Oxley compliance advice. 

Has handled various mergers and acquisitions transactions, including the sale of a publicly traded technology company, formation of an internet-related joint venture, purchase of a petroleum products distributor, and strategic investments in Mexico and the Middle East.